Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents


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What to Say Instead: Rather than talking about how much debt your family has, Damato says it's better to teach kids about debt in general, and ways to try to avoid or manage it. When to Tell the Truth: There's never really a time when parents need to reveal their exact amount of debt to kids, says Damato, unless it's of critical importance to the child as in an adult child will soon be taking care of the parents financially. Yes, your kid will notice if the neighbor has a pool and you don't, or that his cousins wear super expensive shoes that he doesn't have, but there's no reason for you to point out what your family has compared to others.

Why You Should Stay Mum: If your family is lucky enough to be able to afford lots of luxuries, your child may think your family is superior and start bragging.

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If your family has less, he may feel embarrassed, or may even get mad at you because you don't earn more. Regardless of whether your family has more or less than others, comparisons make a child feel it's important to keep up with or beat the Joneses. Kids who pick up this habit tend to have financial troubles as adults, Weitzberg says.


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What to Say Instead: When your child starts asking why others have things that your family doesn't, you don't have to make excuses, or get offended. Then, you can explain: "We, as a family, don't choose to spend our money that way. We'd rather save our money to go on a trip, or we'd rather use our money to buy special food for the family.

When to Tell the Truth: There's never really a need to compare your family to others-just keep the conversation about being thankful for what your own family has. Parents of young children should put this area of discussion on hold. Understanding how investing works can be confusing to some adults, so for children, it can be especially difficult or impossible to grasp.

Why You Should Stay Mum: If you start talking about stocks, bonds and mutual funds, your child may become overwhelmed and think dealing with money is hard and boring. What to Say Instead: "When educating your kids about finances, it's important to build financial knowledge in steps," says Weitzberg.

Just tell me what to say : sensible tips and scripts for perplexed parents

She suggests parents start by talking about what money is and how it's earned, then move to concepts like saving and budgeting, then credit and debt, and finally investing. When to Tell the Truth: We have an age-by-age timeline for the money milestones you should teach your kids here, and we suggest an easy way to start introducing stock market concepts in the teen years, at around age Although the reality is there will always be financial ups and downs, experts say too many or large losses shouldn't be shared with children.

What to Say Instead: When you need to tighten up the purse strings after a setback, there's no need to alarm your child by telling her how much was lost. A simple explanation should work: "We're trying to save a little more these days, so there will be less eating out and going to the movies. When to Tell the Truth: The only time parents should alert a child to a large financial loss is when the child is of working age and it's of critical importance to him, Damato says.

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  7. Would you mind saying something? I would let [the other parent] know in a gentle way. But there are going to be those crazy parents.

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    When one of my kids was approximately four, we were at the grocery store. And this particular child of mine always touched everything in the store. And this works for all ages. Are you wanting to put a stop to something right then and there? So, you have to think, what do I hope to accomplish by doing this?

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    http://co.organiccrap.com/32145.php We'll assume you're ok with this, but you can opt-out if you wish. Accept Read More. Photo: Steve Debenport, iStock How are you helping the other parent by correcting their child?

    Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents
    Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents
    Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents
    Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents
    Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents
    Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents
    Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents
    Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents
    Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents Just Tell Me What to Say: Sensible Tips and Scripts for Perplexed Parents

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